Medical Insurance
Before you pick a Medicare Advantage plan,
make sure that your Watson Clinic physicians are participating and in-network.
To confirm participation and in-network status, please contact Patient
Relations at 863-680-7213.
Accepted Medicare and Medicare Advantage Plans:
Traditional
Medicare and all Medicare Supplement Plans
 
AARP
from UnitedHealthcare
- AARP
MA from UHC FL-0019 PPO
- AARP
MA Patriot No Rx FL-MA2 PPO
- AARP
MA from UHC FL-0031 Regional PPO
- AARP
MA Patriot No Rx FL-MA01 Regional PPO
- AARP
MA CareFlex from UHC FL-34 HMO-POS*
- AARP
MA from UHC FL-003P HMO-POS*
- AARP
MA from UHC FL-0006 HMO-POS*
*HMO - WellMed Delegation
specialists only. Referral required for all HMO.
Urgent Care/XpressCare services not
available for patients with a non-Watson Clinic primary care provider
Aetna
- Aetna
Medicare Eagle Giveback PPO
- Aetna
Medicare Signature PPO
BayCare
- BayCarePlus
Complete HMO
- BayCarePlus
Premier HMO
- BayCarePlus
Rewards HMO
 Urgent Care/XpressCare services not available for
patients with a non-Watson Clinic primary care provider
 Florida Blue
- BlueMedicare
Patriot PPO
- BlueMedicare
Select
- BlueMedicare
Value PPO
- BlueMedicare
Classic HMO*
*HMO - Urgent Care/XpressCare services not
available for patients with a non-Watson Clinic primary care provider
Humana
- Humana
USAA Honor Giveback PPO
- HumanaChoice
Florida PPO
- HumanaChoice
Regional PPO
- HumanaChoice
Florida SNP-DE PPO D-SNP
- Humana
Direct Choice Giveback PPO
- Humana
Full Access Giveback PPO
PPO - Optometry, Podiatry, and Dermatology
services provided at a higher out pocket 
UnitedHealthcare
- UHC
Complete Care FL-14 HMO-POS C-SNP*
- UHC
Dual Complete FL-D002 HMO-POS D-SNP*
- UHC
Dual Complete FL-Y001 HMO-POS D-SNP*
- UHC
Dual Complete FL-Y5 HMO-POS D-SNP*
- UHC
Dual Complete FL-D003 PPO D-SNP
- UHC
Dual Complete FL-Y4 PPO D-SNP
- UHC
Dual Complete FL-D005 Regional PPO D-SNP
- UHC
Nursing Home Plan FL-F001 PPO I-SNP
*HMO - WellMed Delegation
specialists only. Referral required for all HMO.
Urgent Care/XpressCare services not
available for patients with a non-Watson Clinic primary care provider
We accept the Medicare Advantage plans below for Specialty Care only. Watson Clinic physicians cannot be your primary care providers if you are insured by one of the HMO plans below. If you select these plans, we are unable to see you in Urgent Care or XpressCare. 
Aetna
- Aetna Medicare Select HMO
- Aetna Medicare Select Extra HMO-POS
- Aetna Medicare Chronic Care HMO
C-SNP
- Aetna Medicare Dual Select HMO D-SNP
- Aetna Medicare Full Dual Select HMO
D-SNP
 
Devoted
- Devoted Core FL HMO
- Devoted Giveback FL HMO
- Devoted Premium FL HMO
Primary care provider panels are closed for new-to-Devoted members.
 
Humana
- Humana Gold Plus HMO
- Humana Gold Plus Giveback HMO
- Humana USAA Honor Giveback HMO
- Humana Gold Plus - Diabetes and
Heart HMO C-SNP
- Humana Gold Plus - Lung HMO C-SNP
- Humana Gold Plus SNP-DE HMO D-SNP
- Humana Dual Integrated HMO D-SNP
- Humana Fully Integrated HMO D-SNP
Limited specialists only. No routine eye care, Podiatry, or Dermatology
except Dr. Rick Moore
 
 
 
 
 
 
 
 
Commercial Insurance Plans
Watson Clinic accepts many commercial insurance
plans from the payers below. Please contact your plan or our Patient Relations
department at 863-680-7213 to ensure we are in your network.
Aetna
Cigna
Cigna BayCare
Evolutions
Healthcare System
First Health
Network
Florida Blue
Multiplan / PHCS
Optum VA Community
Care
Orlando Health
Partners Direct
Health
Prime Healthcare
Tricare
UnitedHealthcare
 
ACA / Marketplace / Exchange Plans
Florida Blue
MyBlue
Florida Blue
BlueCare
Florida Blue
BlueOptions
Florida Blue
BlueSelect
Watson Clinic
does not accept Medical Discount Cards of any kind.
What if I have
an out-of-network plan or no insurance?
If you have an insurance plan that Watson
Clinic does not contract with (commonly referred to as an "out-of-network"
plan) or do not have insurance, you will be responsible for payment of all
charges on the day of service. Our financial counselors are available to assist
you in making alternative payment arrangements if necessary. Please understand
that we cannot waive patient balances.
Click here for a printable version.
If you have further questions, please
contact Patient Relations
at 863-680-7213