Medical Insurance

Before you pick a Medicare Advantage plan, make sure that your Watson Clinic physicians are participating and in-network. To confirm participation and in-network status, please contact Patient Relations at 863-680-7206.

Accepted Medicare and Medicare Advantage Plans:

Medicare and Medicare Railroad

Aetna

  • Aetna Medicare Eagle PPO
  • Aetna Medicare Explorer Premier PPO
  • Aetna Medicare Premier PPO

BayCare

  • BayCarePlus Complete HMO
  • BayCarePlus Premier HMO
  • BayCarePlus Rewards HMO
    • Urgent Care/XpressCare services not available for patients with a non-Watson Clinic primary care provider

Florida Blue

  • BlueMedicare Patriot PPO
  • BlueMedicare Value PPO
  • BlueMedicare Classic HMO
    • HMO plan - Urgent Care/XpressCare services not available for patients with a non-Watson Clinic primary care provider

Humana

  • Humana USAA Honor Giveback PPO
  • HumanaChoice Florida PPO
  • HumanaChoice Florida Giveback PPO
  • Humana Choice Regional PPO
  • HumanaChoice Florida SNP-DE PPO D-SNP
  • Humana Full Access Giveback PPO

Longevity Health

  • Longevity Health Plan HMO I-SNP

UnitedHealthcare

  • AARP MA from UHC FL-0019 PPO
  • AARP MA from UHC FL-0031 Regional PPO
  • AARP MA Patriot No Rx FL-MA01 Regional PPO
  • AARP Medicare Advantage Patriot No Rx FL-MA2 PPO
  • AARP MA from UHC FL-003P HMO-POS
  • AARP MA from UHC FL-0006 HMO-POS
  • AARP Medicare Advantage CareFlex from UHC FL-34 HMO-POS
  • UHC Complete Care FL-14 HMO-POS C-SNP
  • UHC Dual Complete FL-Y001 HMO-POS D-SNP
  • UHC Dual Complete FL-Y5 HMO-POS D-SNP
  • UHC Dual Complete FL-D002 HMO-POS D-SNP
  • UHC Dual Complete FL-Y4 PPO D-SNP
  • UHC Dual Complete FL-D003 PPO D-SNP
  • UHC Dual Complete FL-D005 Regional PPO D-SNP
  • UHC Nursing Home Plan FL-F001 PPO I-SNP
    • WellMed Delegation (Specialists only, referral required)

We accept the Medicare Advantage plans below for Specialty Care only. Watson Clinic physicians cannot be your primary care providers if you are insured by one of the HMO plans below. If you select these plans, we are unable to see you in Urgent Care or XpressCare.

Aetna – Specialty Care Only (These plans will not allow services at Urgent Care and XpressCare)

  • Aetna Medicare FL Select HMO
  • Aetna Medicare Choice HMO-POS
  • Aetna Medicare Assure HMO D-SNP
  • Aetna Medicare FL Dual Select HMO D-SNP

Devoted – Specialty Care Only (These plans will not allow services at Urgent Care and XpressCare)

  • Devoted Core Florida HMO
  • Devoted Extra Florida HMO
  • Devoted Premium Florida HMO

Humana – Specialty Care Only (These plans will not allow services at Urgent Care and XpressCare)

  • Humana Gold Plus HMO
  • Humana Gold Plus Giveback HMO
  • Humana USAA Honor Giveback HMO
  • Humana Gold Plus - Diabetes and Heart HMO C-SNP
  • Humana Gold Plus - Lung HMO C-SNP
  • Humana Fully Integrated HMO D-SNP
  • Humana Gold Plus SNP-DE HMO D-SNP
  • HumanaChoice Florida SNP-DE PPO D-SNP

Commercial Insurance Plans
Watson Clinic accepts many commercial insurance plans from the payers below. Please contact your plan or our Patient Relations department at 863-680-7206 to ensure we are in your network.

Aetna
Cigna
Cigna BayCare
Evolutions Healthcare System
First Health Network
Florida Blue
Multiplan / PHCS
Optum VA Community Care
Orlando Health
Partners Direct Health
Prime Healthcare
Tricare
UnitedHealthcare

ACA / Marketplace / Exchange Plans

Florida Blue MyBlue
Florida Blue BlueCare
Florida Blue BlueOptions
Florida Blue BlueSelect

Watson Clinic does not accept Medical Discount Cards of any kind.

What if I have an out-of-network plan or no insurance?
If you have an insurance plan that Watson Clinic does not contract with (commonly referred to as an "out-of-network" plan) or do not have insurance, you will be responsible for payment of all charges on the day of service. Our financial counselors are available to assist you in making alternative payment arrangements if necessary. Please understand that we cannot waive patient balances.

Click here for a printable version.

If you have further questions, please contact Patient Relations at 863-680-7206